:root{
  --navy:#071421;--blue:#12324a;--slate:#50606c;--cream:#f7f3ea;--paper:#fffdf7;
  --gold:#c8a45d;--green:#5b7d69;--line:rgba(7,20,33,.14);
}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--navy);background:var(--cream)}
a{color:inherit}.notice{background:#fff7d8;border-bottom:1px solid #ead49d;color:#3a2b00;padding:10px 20px;font-size:13px;text-align:center}
.topbar{background:var(--navy);color:#fff;font-size:14px}.topbar .inner{max-width:1180px;margin:0 auto;padding:9px 20px;display:flex;justify-content:space-between;gap:14px;flex-wrap:wrap}
.nav{background:rgba(255,253,247,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:10}
.nav .inner{max-width:1180px;margin:0 auto;padding:15px 20px;display:flex;align-items:center;justify-content:space-between;gap:18px}
.brand{font-weight:900;letter-spacing:-.03em;font-size:21px;text-decoration:none}.brand span{display:block;font-weight:600;color:var(--slate);font-size:12px;letter-spacing:.08em;text-transform:uppercase;margin-top:2px}
.menu{display:flex;gap:16px;align-items:center;font-weight:700;font-size:14px;color:var(--blue);flex-wrap:wrap}.menu a{text-decoration:none}
.btn{display:inline-block;text-decoration:none;border-radius:999px;background:var(--gold);color:#111;padding:12px 18px;font-weight:900;box-shadow:0 8px 22px rgba(200,164,93,.25);border:0;cursor:pointer}
.btn.secondary{background:transparent;border:1px solid rgba(255,255,255,.55);color:#fff}.btn.outline{background:transparent;border:1px solid var(--gold);box-shadow:none}
.hero{background:linear-gradient(110deg,rgba(7,20,33,.96),rgba(18,50,74,.88)),radial-gradient(circle at 80% 20%,rgba(200,164,93,.24),transparent 28%);color:#fff}
.hero .inner{max-width:1180px;margin:0 auto;padding:76px 20px 64px;display:grid;grid-template-columns:1.1fr .9fr;gap:38px;align-items:center}
.kicker{color:var(--gold);font-weight:900;letter-spacing:.15em;text-transform:uppercase;font-size:12px}
h1{font-size:56px;line-height:.98;margin:12px 0 18px;letter-spacing:-.055em}h2{font-size:38px;letter-spacing:-.04em;margin:0 0 12px}h3{font-size:22px;margin:0 0 10px}
.hero p{font-size:20px;line-height:1.5;color:#dfe8ed;max-width:670px}.heroActions{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}
.heroCard{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.15);border-radius:26px;padding:24px;box-shadow:0 24px 70px rgba(0,0,0,.24)}
.heroCard h2{margin:0 0 12px;color:#fff;font-size:24px}.check{display:flex;gap:10px;margin:12px 0;color:#ecf4f1}.check:before{content:"✓";color:#ead49d;font-weight:900}
.section{max-width:1180px;margin:0 auto;padding:64px 20px}.lead{font-size:18px;color:var(--slate);line-height:1.55;max-width:820px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:28px}.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:18px;margin-top:28px}
.card{background:var(--paper);border:1px solid var(--line);border-radius:24px;padding:24px;box-shadow:0 14px 34px rgba(7,20,33,.06)}.card p{color:var(--slate);line-height:1.5}
.badge{display:inline-block;border:1px solid var(--line);border-radius:999px;padding:7px 10px;margin:4px 4px 0 0;font-size:12px;font-weight:800;color:var(--blue);background:#fff}
.split{display:grid;grid-template-columns:.95fr 1.05fr;gap:24px;align-items:start}.callout{background:linear-gradient(135deg,var(--blue),var(--navy));color:#fff;border-radius:28px;padding:30px}.callout p{color:#dfe8ed;line-height:1.55}
.list{background:var(--paper);border:1px solid var(--line);border-radius:26px;padding:24px}.list ul{margin:0;padding-left:22px;color:var(--slate);line-height:1.85}
.process{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:24px}.step{background:#fff;border:1px solid var(--line);border-radius:20px;padding:18px;text-decoration:none}.step b{display:block;color:var(--gold);font-size:24px;margin-bottom:8px}
.pageHero{background:linear-gradient(110deg,var(--navy),var(--blue));color:#fff}.pageHero .section{padding-top:56px;padding-bottom:52px}.pageHero p{color:#dfe8ed}
.contact{background:var(--navy);color:#fff}.contact .section{padding-top:56px;padding-bottom:56px}.contactGrid{display:grid;grid-template-columns:1fr 1fr;gap:22px}
.contactBox{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.14);border-radius:24px;padding:24px}.contactBox p{color:#dfe8ed}.form{display:grid;gap:10px}
input,textarea,select{width:100%;border:1px solid rgba(7,20,33,.2);background:#fff;border-radius:14px;padding:13px;color:var(--navy);font:inherit}
.contact input,.contact textarea{border:1px solid rgba(255,255,255,.18);background:rgba(255,255,255,.08);color:#fff}textarea{min-height:110px}::placeholder{color:#9aa7a6}.contact ::placeholder{color:#c9d3d8}
.footer{background:#030a10;color:#bac5cb;padding:20px;font-size:12px}.footer .inner{max-width:1180px;margin:0 auto;line-height:1.55}.footer a{color:#fff}
.resourceList{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin-top:24px}.resourceItem{background:#fff;border:1px solid var(--line);border-radius:18px;padding:18px;text-decoration:none}
.table{width:100%;border-collapse:collapse;background:#fff;border-radius:18px;overflow:hidden}.table th,.table td{border-bottom:1px solid var(--line);padding:14px;text-align:left}.table th{background:#eef1ed}
@media(max-width:900px){.hero .inner,.split,.contactGrid,.grid2{grid-template-columns:1fr}.grid3{grid-template-columns:1fr}.process,.resourceList{grid-template-columns:1fr 1fr}h1{font-size:42px}.menu{display:none}}
@media(max-width:520px){.process,.resourceList{grid-template-columns:1fr}h1{font-size:36px}.hero .inner{padding:52px 20px}.section{padding:48px 20px}.topbar .inner{display:block}.topbar .inner div{margin:3px 0}}